Hello,

The next year (or two or three) may be a bit bleak for many people - but look on the bright side - it's a time filled with opportunity.

Perhaps people will come to be both more self reliant and more caring of others (those things are not mutually exclusive) - Perhaps more people will leave the idea of 'a job' behind and figure out how to live the life they want (whilst paying the bills).

OK, I AM biased, I have been living the life I want to, for nearly thirty years and so I am a believer - most people believe that they have to do a 9 to 5 job they hate... and don't know what they really want and they don't know how to go about getting it.

NOW is the time to do some serious goal setting and planning as you and ONLY you can be trusted... Job security just does not exist for most people any more. Running your own business you do rely on others but you have SO much more power over what may happen. Government help - well maybe but maybe not...

What you need at a very minimum is your own home (all paid for) money on deposit (even at these terrible interest rates) and multiple independent streams of income some from 'real world' and some from Internet activities - oh it's also a great idea to offshore anything that you legally can.

If you are a Facebook user join my group Web Prosperity 101 at http://www.facebook.com/group.php?gid=41423854406

or if you use Twitter please follow me, I am 'rah8'

To OUR success in 2009.

Robert.